Dave Klatt

Summertime in Minnesota is one of my favorite times of the year. I like our summers because there are many local events taking place and for the most part the temperature is mild enough to spend a lot of time outside. If you are looking for fun activities in the area and would like suggestions to participate in, feel free to call our office for some different ideas.

We love being your local insurance resource! As a small business owner in Albert Lea, MN taking care of your insurance and financial needs means so much to us. Please give us a call to review your current coverage.

Welcome to your local State Farm agency in Albert Lea, MN! I am proud to have served this community for over 24 years, helping families and businesses protect what matters most. Our office, established in 2002, is located in the oldest recorded building in Albert Lea’s beautiful downtown area. We proudly serve Albert Lea, Glenville, Alden, Austin and beyond, including customers across Minnesota, Iowa, and South Dakota.

In the market for a new car? are you buying a new motorhome, RV? Call us for Auto Insurance to make sure you’re covered before hitting the road. Want to save money? Let’s combine your Auto and Homeowners Insurance through State Farm for savings and convenience. We offer a wide range of options, including Life, Renters, Motorcycle, and Business Insurance, as well as Health Insurance and financial services. Whatever your needs, my team and I are here to guide you every step of the way.

Our agency has been part of this community for over 85 years, providing exceptional service to our neighbors. We truly enjoy helping people recover from life’s unexpected challenges and achieve their dreams. With personalized insurance reviews and flexible meeting options, we strive to make working with us easy and enjoyable. As a longtime resident of southern Minnesota, I have been blessed to give back to the community through my roles on the Albert Lea School Board, the Minnesota School Boards Association board of directors, as a high school baseball coach and the Albert Lea Area Business Development board of directors. My wife Shari and I have been married for over 41 years, are the proud parents of three grown children and two wonderful grandchildren and celebrating our 30th year living in our fine community.

Outside of the office, I enjoy golfing, hiking, watching sports, and playing pickle ball which allows me to connect with our community on a personal level. Whether you’re buying your first home, preparing for a growing family, or starting a new business, my team and I are ready to help. Call, stop by, or schedule an appointment—we’re here to make insurance simple and stress-free. Let us help you protect what matters most while saving money along the way. Give us a try today and experience the exceptional service that has made us a trusted name in Albert Lea for decades.

Frequently Asked Questions (FAQs)

Q: How do I get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Have questions? Dave in Albert Lea can walk you through your options.

Q: How fast can I get car insurance?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Dave works with Albert Lea residents to find coverage that fits.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Connect with Dave for insurance guidance in Albert Lea.

Q: What is renters insurance?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. In Albert Lea, you can count on Dave for personalized service.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. For personalized coverage in Albert Lea, MN, reach out to Dave.

Q: How does life insurance work?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Dave is here to help your Albert Lea household feel covered.